banking law
Bank Regulation
Introduction Bank regulation in the United States is a complex system of federal and state oversight designed to ensure the safety and soundness of depository institutions, protect depositors, and …
Dodd-Frank Wall Street Reform and Consumer Protection Act
Introduction The Dodd-Frank Wall Street Reform and Consumer Protection Act, enacted in 2010 in response to the 2008 financial crisis, represents the most comprehensive overhaul of financial regulation …
Federal Reserve System
Introduction The Federal Reserve System (the Fed) is the central banking system of the United States. Created by the Federal Reserve Act of 1913, the Fed serves as the nation’s monetary …
United States Banking Law
The Dual Banking System The United States operates a unique dual banking system in which banks may be chartered at either the federal or the state level. National banks receive their charter from the …